Banking & Insurance (BBI)

Eligibility

A candidate for being eligible for admission to the Bachelor of Commerce (Banking & Insurance) Degree course should have passed XII std. examination of the Maharashtra State Board of Secondary & Higher Secondary Education or its equivalent and secured not less than 45% marks in aggregate and 40% in case of reserved category one and the same sitting. Every candidate admitted to the degree course in the constituent / affiliated college / recognized institution, conducting the course, shall have to register him/herself with the University.

Examination

The scheme of examination is divided into two parts:

  • Internal assessment : 40% i.e. 40 marks.

  • Semester End examination : 60% i.e. 60 marks.

Internal Assessment - 40 Marks

The allocation of 40 marks is as follows:

  • Two best of three periodical class tests held in the given semester -20 marks.

  • A better of the two assignments - the class based presentations (seminar) to be selflessly assessed by the teacher concerned -10 marks.

  • Group discussion or active participation in routine class instructional deliverie-5 marks.

  • Overall conduct as a responsible student, mannerism, articulation & exhibition of leadership qualities in organizing academic related activities - 5 marks.

Semester End Examination - 60 Marks
  • Duration - this examination shall be of 2 hr. duration.

  • Question paper pattern -

    • There shall be four questions each of 15 marks,

    • All questions shall be compulsory with internal choice within the questions,

    • Questions may sub-divided into a) and b) if necessary, for 8 & 7 marks respectively. The responsibility of Examination evaluation during the first four semesters shall rest with the college / institution wherein the students are admitted for the course. The college/institution shall carry out the internal assessment for the papers in semesters V & VI while the University shall conduct the semester end examination for these two semesters. The internal assessment marks of students appearing for semester V and VI shall be sent to the University by the respective college, institution before the commencement of the respective semester end examination.

Passing Standard

Amended Standard of Passing for Banking & Insurance
REGULATION 4166
1. Passing Standard And Performance Grading :

A students shall have to obtain a minimum of 40% marks in aggregate for each theory paper (where the theory paper consists of Internal Assessment & Semester (End Examination) with minimum of 40% marks (i.e. 16 out of 40) in the Internal Assessment and 40% marks in Semester end examination (i.e. 24 Out of 60) separately to pass the subject and minimum of grade C in each project wherever applicable to pass a particular semester.

Performance Grading

The PERFORMANCE GRADING of the student shall be on the SEVEN point ranking system as under :

Class

Division

Marks

Grade

Ist Class

I - I

65 to above

O

I - II

60 to 65

A

IInd Class

II - I

55 to 60

B

II - II

50 to 55

C

II - III

45 to 50

D

Pass Class

III

40 to 45

E

Fail

Less than

F

The performance grading shall be based on the aggregate performance of Internal Assessment and Semester End Examination.

2. Carry Forward Of The Marks In Case If The Student Fails In One Or More Subject :
  • A student who PASSES in the Internal Examination but FAILS in the Semester End Examination of the theory paper shall reappear for the Semester End Examination of that theory paper. However his/her marks of the Internal Examinations shall be carried over but he/she shall be entitled for grade "E" on passing.

  • A student who PASSES in the Semester End Examination but FAILS in the Internal Examination of the theory paper shall reappear for the Internal Examination of that theory paper. However his/her marks of the Semester End Examination shall be carried over but he/she shall be entitled for grade "E" on passing.
    The Internal Examination for reappearing students will consist of one project of 40 marks which will be divided into 20 marks for the hard copy of the project, 10 marks for the presentation and 10 marks for the viva.

3. Allowed To Keep Terms (ATKT) :
  • A student shall be allowed to keep term for Semester II irrespective of number of heads of failure in the Semester I.

  • A student shall be allowed to keep term for Semester III if he/she passes each of Semester I and Semester II

  • OR

  • A student fails in not more than two papers of Semester I and Semester II taken together where the total marks does not exceed 200.

  • A student shall be allowed to keep term for Semester IV irrespective of number of heads of failure in Semester III : However the student has to pass each of Semester I and Semester II in order to appear for Semester IV.

  • A student shall be allowed to keep term for Semester V if he/she passes Semester I, Semester II, Semester III and Semester IV

  • OR

  • A student shall pass Semester I and Semester II and falls in not more than two theory papers of Semester III and Semester IV taken together where the total marks does not exceed 200.

  • A student shall be allowed to keep term for Semester VI irrespective of number of heads of failure in the Semester V.

  • The result of Semester VI shall be kept in abeyance until the student passes each of Semester I, Semester II, Semester III, Semester IV and Semester V.

Additional Examination

There will be one additional examination for semester I, II, III and IV for those who have failed or remained absent. The absent student will be allowed to appear for the examination by the head of the institution/after following the necessary formalities of medical/special ground. This examination will be held 30 days the declaration of results but not later than 60 days.

Evaluation Of Project

  • A student who PASSES IN All THE THEORY PAPERS BUT DOES NOT secure minimum grade of C in project as applicable has to resubmit a fresh project till he/she secures a minimum of grade C. His/her marks in the theory papers that the student has passed will be carried forward but he/she shall be entitled for grade "E" on passing.

  • The evaluation of project and viva-voce examination shall be by awarding grade in the seven point scale as given in (I) above.

  • A student shall have to obtain, minimum of grade C (or its equivalent marks) in project evaluation and viva/voce taken together to obtain 40% marks in project work.